Everything at a glance
| Published amount | R500–R500,000 requested |
|---|---|
| Repayment term | 6–72 months advertised |
| Customer limit | Request range across third parties, not a Creditum credit facility. |
| Application channel | Provider website |
| Rates and fees | Creditum says comparison is free for consumers. It advertises partner APRs of 11%–28%; the actual provider sets its quote. |
Have the essentials ready
- Age 18+
- South African residence and valid ID number
- Own phone number and email
These are published starting requirements. The actual lender decides eligibility and the final amount.
From browsing to your next step
- Review the information
Check the product, customer limits and requirements.
- Continue on the official website
Complete any application with the provider, at your own choice.
- Check the final quote
Review every fee, total repayment and due date before accepting.
Meet the operator
- Published operator
- Summarum Media Oy
- Company registration
- 2823017-4 · Finland
- NCR number stated on website
- Not a direct credit provider
- Contact
- See official website
Company and NCR details are website disclosures. Finoro has not independently confirmed current NCR register status.
Details to clarify
Creditum identifies itself as a comparison tool working with Myloan.co.za. These are personal-loan matching ranges, not a short-term MFO offer.
Sources
Official website / termsReviewed 12 October 2026. Published conditions may change. No partner relationship or referral commission is confirmed.
Our rating.
Every point explained.
| Criterion | Score | Reason |
|---|---|---|
| Amount range | 1 / 1 | The request range is stated and identified as a partner matching range. |
| Term clarity | 1 / 1 | The advertised partner term range is stated. |
| Cost clarity | 0.5 / 1 | Consumer comparison is described as free; partner APR ranges are not a complete quote. |
| Document requirements | 1 / 1 | Age, residency, ID and contact requirements are listed. |
| Operator disclosure | 1 / 1 | The operator and company registration are identified; intermediary role is disclosed. |
This score does not evaluate approval chances, suitability, customer experience or current NCR registration. Provider disclosures and review coverage can change the assessment.
Assessment source