HELP & ANSWERSPractical answers before you borrow.
Understand comparisons, ratings, calculations and the next step.
Page revised 13 October 2026 · Current preview scope
Using Finoro
| Does Finoro lend money? | No. This preview publishes information and tools. The provider makes lending decisions. |
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| Is the directory comprehensive? | No. It contains selected research profiles, not the entire South African market. |
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| Are the cards actual offers? | They show published conditions. The lender supplies your individual offer after assessment. |
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| Does comparing affect my credit score? | The reviewed local comparison tools perform no credit checks and submit no applications. A provider may check your credit when you apply separately. |
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| How do I contact Finoro? | Use hello@finoro.co.za for publication or privacy issues. Contact the lender for account matters. |
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Ratings and eligibility
| What does 4 / 5 mean? | The sum of five disclosure criteria. It is not a customer-review average or safety certification. |
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| Why a low score or Pending? | Reviewed evidence may be incomplete or conflicting. Pending means no defensible numeric assessment was assigned. Neither establishes misconduct. |
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| Why can a matching service score higher? | Its own disclosures may be clearer. The score does not rate its partner loans; compare the same type and review the scope. |
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| Does being within a ceiling mean I qualify? | No. Limits may apply only to returning customers. Assessment can produce a lower amount or no offer. |
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Calculator and repayments
| Why are costs R0? | Interest and fees start at zero until you enter quoted charges. That scenario does not advertise an interest-free loan. |
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| Why do payments differ from the average? | Equal principal repayments and interest on remaining principal can produce changing payments. Average payment is total divided by months. |
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| Are the dates my actual due dates? | No. They are editable scenario dates. The agreement supplies the contractual schedule. |
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| Why can a longer term cost more? | Interest and monthly charges may apply for more periods. Compare total repayment as well as monthly payment. |
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| What should I check before accepting? | Principal, interest basis, every charge, full repayment, first debit date, schedule and late-payment consequences. Include existing commitments in your budget. |
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